Welcome to the UKWA Home Page › Forums › General › Roadside recovery of boat trailer not covered by RAC ! › Re: Re: Roadside recovery of boat trailer not covered by RAC !
Unfortunately this is very common. Even if your breakdown cover does cover mechanical problems with the trailer itself there are always conditions. For example, it is very common for people to tow trailers without carrying a spare wheel and in that event then I think almost all policies will refuse to attend to a puncture or blowout as you weren’t properly prepared. The fact that many modern vehicles do not carry a spare (only the tin of glup) makes no difference. They will attend to the car but not a trailer without spare.
The reason for this reduced cover for trailers is twofold. Firstly, trailer wheel/tyre problems are extremely common due to poor maintenance, overloading, tyres illegally old (yes there is an age limit), under or over-inflated tyres, tyres left in strong sunlight without being moved for months, poor quality tyres with low load rating, rusted wheel rims and so on. With no MOT for trailers, I am afraid that most of these problems are a result of owner neglect. Secondly, when your trailer lets you down, you are not technically helpless. Afterall, you still have a working car with which you could, for example, drive to Halfords or to a tyre depot while you leave the trailer where it is.
So this is what you need to do:
Check your policy then check it again. If it says a trailer is covered it probably only means it will be recovered along with the broken down vehicle.
ALWAYS carry at least one good spare (not that old rusty rim with the bald tyre that you recently replaced on the trailer).
Carry a correct size wheel brace (a jack should not be needed on a combi trailer as you could always push the boat off so as to make the trailer liftable).
Check the condition and AGE of your tyres.
Check the maximum load of the tyres, higher ply ratings usually have higher carrying capacities.
Check suspensions and bearings, re-grease as needed.
In addition to a spare, I also have an inner tube in the boot as well. They are cheap, compact, and any garage can easily pop a tube in with a pair of tyre levers should you have already used your spare. If you do use your spare, go straight to the nearest garage/tyre shop to repair the flat tyre or sods law says you will get your next puncture soon!
One more thing, the Wayfarer is a heavy boat. Do you really know how much your boat weighs along with its trailer and outboard all that camping gear you filled it with? You could weigh it at a public weighbridge next time you are out towing (only costs a few quid) and I bet you will be surprised (300 to 500 Kg not uncommon). If your trailer has horrible little 8″ wheels I bet the all up weight is close to or over the maximum load that the tyres can carry. Tyre capacities should always have a large margin to allow for point loading etc. If buying a new trailer consider larger wheels (10″) with plenty of capacity in the suspension and tyre maximum loadings. The larger rolling diameter also reduces stress on your hull from road bumps etc.
Hope this helps.